Credit Card Info Guide

• Start out with a great wedding gift - 5,000 Membership Rewards® points the first time you use the Card, which can be redeemed for a $50 gift card.
  
• Earn an additional 10,000 bonus points when you spend over $15,000 on the Card annually.
  
• Track all of your wedding - related expenses with the Card on one monthly statement.
  
• No annual fee. Pay over time or in full.
  
• Exclusive Welcome Gift: Plan every detail of your wedding with The Knot Wedding Planning Kit, including The Knot wedding binder, where you can manage wedding ideas, budgets, guest lists, to-do's and more.

• Pay Over Time or In Full


• No annual fee


• 0% Intro APR for Purchases


• Option to Enroll in Fee-Free Rewards Program

• Earn 10,000 Starpoints with your first purchase - that's good for up to 3 free nights!
  
• Earn 1 Starpoint for virtually every dollar you spend on the Card
  
• Redeem at over 825 participating Starwood hotels and resorts worldwide with no blackout dates
  
• Transfer to over 30 frequent flyer programs, most on a one-to-one basis
  
• Save on business purchases at companies like FedEx® and Hertz®
  
• Fee-free for your first year

• Line sizes between $10,000 and $100,000 (Lines above $50K require additional financial documentation)
  
• Earn Membership Rewards® points when use Business Lines of Credit Card to access the line
  
• 100% of the line is available as cash
  
• No collateral or minimum banking account balance required
  
• The same rate for cash and purchases. No cash advance or check fees.
  
• No application or origination fees
  
• Interest is only charged on the portion of the line you use
  
• Access to money through checks, card or electronic transfer

• Get up to 20,000 HHonors^® bonus points when you get the Card.


• Earn 10,000 bonus points with your very first purchase*


• Earn an additional 10,000 Hilton HHonors bonus points - that's 2,500 Hilton HHonors bonus points for each of your first four stays at any Hilton Family Hotel


• Get 5 Hilton HHonors® bonus points for each eligible dollar spent on stays at over 2,700 Hilton Family hotels worldwide and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments, the U.S. Postal Service, and for wireless phone bills


• Get 3 HHonors bonus points for every eligible dollar you spend on purchases


• No annual fee

• Fee-Free Rewards Program
  
• 0% APR for up to 15 months
  
• No Annual Fee
  
• Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
  
• Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.

• Up to 5% Cash Back with Unlimited Cash Rewards
  
• Earn unlimited cash back
  
• 0% Intro APR for 6 months
  
• Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  
• No Annual Fee

• First year fee-free - $125 Thereafter
  


• Get 10,000 Membership Rewards® points redeemable for Rewards right away
  


• No pre-set spending limit
  


• Gold Card Events—exclusive access to tickets for select concerts, shows,
  major sporting events, and more in cities nationwide


• Global Assist® Plus Hotline and many more benefits included.

• First year fee-free - $95 Thereafter
  


• Get 5,000 Bonus Membership Rewards® points redeemable for Rewards right away
  
  


• The Membership Rewards program also lets you transfer points to 11 frequent
  flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit
  for most programs
  


• Global Assist® Plus Hotline allows you to travel with total peace of mind when
  you are more than 100 miles away from home
  


• Many other travel and shopping benefits


• No Pre-set Spending Limit

• Save on any airline, hotel, or rental car


• No blackout dates, no travel restrictions


• No annual fee and a 0.00% intro APR


• World class American Express® benefits

• Discounts on Delta and Song ^® flights for as few as 3,000 SkyPoints¹
  
• Get up to 2,500 SkyPoints with your first purchase²
  
• Always Double SkyPoints ^TM on everyday purchases³
  
• One SkyPoint for every other eligible dollar spent
  
• No Annual Fee for the first year — a $49 savings

• Start out with a great wedding gift - 5,000 Membership Rewards® points the first time you use the Card, which can be redeemed for a $50 gift card.
  
• Earn an additional 10,000 bonus points when you spend over $15,000 on the Card annually.
  
• Track all of your wedding - related expenses with the Card on one monthly statement.
  
• No annual fee. Pay over time or in full.
  
• Exclusive Welcome Gift: Plan every detail of your wedding with The Knot Wedding Planning Kit, including The Knot wedding binder, where you can manage wedding ideas, budgets, guest lists, to-do's and more.

• Get $50 to jump-start your savings after your first purchase (offer valid
  through 12/31/2006)
  


• Earn a special savings rate of 5.00% APY (offer valid through 1/31/2007)
  


• Never pay interest on new purchases
  


• The Savings Accelerator^SM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
  


• No annual fee the first year - that's a $35 savings
  


• No Preset Spending Limit

• 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  
• Get Double Points on dining and travel purchases through January 1, 2007§
  
• No annual fee and the flexibility to pay over time
  
• Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
  
• Earn one point for every net retail purchase dollar§
  
• Access to special Cardmember offers from American Express to save on shopping, dining, travel, hotels, and much more.
  
• Free 24/7 Concierge Service
  
• Card issued by FIA Card Services, NA.

• Get 5,000 Bonus Points with your first purchase and earn one Membership Rewards® point for virtually every dollar you spend.


• First year free


• No preset spending limit*

• Up to 5% cash rebate
  
• No annual fee
  
• 0% APR during your first 6 months

• Earn up to 100,000 points or more in the first year
  
• Automatic enrollment in the Membership Rewards® program
  
• No pre-set spending limit*
  
• No finance charges
  
• Ongoing savings at AT&T, FedEx®, Staples®, Hertz®, and more
  
• Pose questions and get insights from small business experts

• 5000 bonus points with first purchase


• Redeem for savings on any flight, hotel, car rental or cruise


• No blackout dates and no restrictions


• No annual fee and a 0% Intro APR

• First Year Free, plus 15,000 SkyMiles with your first purchase


• Always Double Miles in select categories


• Earn One Delta SkyMile for virtually every dollar you spend

• Special offer: 15000 bonus miles with your first purchase¹


• 2,500 bonus miles for adding an additional cardmember²


• No annual fee for the first year


• Always Double Miles^® on eligible everyday purchases and all Delta purchases


• One mile for every other eligible dollar spent

• Earn one INSIDE^SM Rewards point for every eligible dollar you spend, whether you’re in Chicago or not
  
• Earn double INSIDE^SM Rewards points when you use the Card for city essentials like dining, movie tickets, cell phone service, cable and satellite TV service, gym memberships, and newspaper and magazine subscriptions
  
• Redeem points for rewards to eat, drink, and play in Chicago, New York, and Los Angeles

• Earn one INSIDE^SM Rewards point for every eligible dollar you spend, whether you're in Los Angeles or not
  
• Earn double INSIDE^SM Rewards points when you use the Card for city essentials like dining, movie tickets, cell phone service, cable and internet service, gym memberships, and newspaper and magazine subscriptions
  
• Redeem points for rewards to eat, drink, and play in Los Angeles, Chicago, and New York

• 0% Introductory APR for 6 months on purchases and balance transfers
  
• No annual fee
  
• Option to carry a balance
  
• One INSIDE Rewards point for every dollar spent
  
• Plus INSIDE Double points on City Essentials
  

1. Always Double SkyPoints™ on everyday purchases and Delta purchases
   
2. Earn one SkyPoint for every other eligible dollar spent
   
3. Redeem SkyPoints™ for up to 75% off airfare
   
4. First year fee-free ¿ a savings of $49
   
5. Membership in the SkyPoints™ Rewards Program
   
6. No blackout dates
   
7. No seat restrictions
   
8. No redemption fees

• Earn 3% Cash Back for eating out, 2% for traveling, and 1% everywhere else, including at Costco


• No Annual Fee with your paid Costco Memberbership


• The flexibility to pay charges in full each month or over time


• No Limit on the Cash Back earned


• Doubles as your Costco Membership Card


• Must be a Costco Member to apply for this card.

American Express® AeroplanPlus®** Card

Earn Aeroplan®** Miles for less.

• 1 Aeroplan®** Mile for every $1 in purchases charged to the Card
  
• 2,500 Aeroplan Miles as a Welcome Bonus²
  
• No Pre-Set Spending Limit³
  
• $60 annual fee* and $20 annual fee for Supplementary Cards

• No Annual Fee
  
• 100 reward miles the first time you use your Card²
  
• 1 reward mile for every $20 in purchases charged to your Card¹
  
• 3.99% on balance transfers for the first six months of Card membership, provided your account is and remains in good standing³

• Earn 1 AIR MILES reward mile for every $20 in purchases¹. AIR MILES rewards start at just 25 reward miles
  
• No Annual Fee
  
• Earn 100 Bonus AIR MILES reward miles the first time you use your Card²
  
• Shop at any of the participating AIR MILES Sponsors at over 9,600 locations across Canada with your Credit Card and show your AIR MILES Collector Card, and you can earn reward miles from both
  
• Simply by making your payments on time, you will receive a 3.99% interest rate on balance transfers in the first six months of Card membership and 18.5% on purchases and funds advances³
  
• Credit limit of up to $50,000⁴
  
• Optional Annual Management Report

• Start out with a great nest-warming gift - 5,000 Membership Rewards® points the first time you use the Card, which can be redeemed for a $50 gift card.
  
• Earn an additional 10,000 bonus points when you spend over $15,000 on the Card annually.
  
• No annual fee. Pay over time or in full.
  
• Exclusive Welcome Gift: The Nest Planning Kit, filled with many helpful items to get the two of you started including The Nest planning binder, designed to help you organize and manage home expenses and joint finances.

• Earn 5% cash back on gas, office supplies and wireless services


• Earn 1% on cash back on virtually all other purchases


• Cash back is automatically credited to the statement each month


• No fee with the flexibility to pay in full or carry a balance
  0% introductory APR for the first 12 months


• OPEN Savings® : Automatic discounts with FedEx, Delta®, Courtyard by
  Marriott®, and more