Credit Card Info Guide

If You Love Cash... You'll Love this Card!
Get Your Special Edition Card that Honors the Legend of Johnny Cash™!

• $2500.00 Max Value


• 100% Approved!*


• No Employment Required


• No Security Deposit


• No Credit Checks


• No Turndowns*


• No Annual Fees

• No Upfront Payment Required – Receive your new Visa card in as little as 3 days


• Overdraft Safety Program – Qualify to receive up to a $1500 cash advance directly to your card!


• Rewards Program – Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads


• Integrated Bill Pay Service – Pay any bill online or over the phone, even if they don’t accept credit or debit cards.


• Convenient Loading Options – Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide.

• 0% Intro APR on Purchases for 12 months.


• 0% Intro APR on Balance Transfers for 12 months.


• Up to $50,000 Credit Line


• No Annual Fee

• 0% APR on balance transfers for 15 months
  
• 7.99% Fixed APR thereafter
  
• 7.99% Variable APR on Purchases
  
• 5% Cash Back or Travel Rewards

• 2.99% Fixed APR for LIFE on balances transferred within 3 months, PLUS:
  
  
  
  • Up to 6% Cash Back or Travel Rewards
    
  • No annual fee, and No limit on earnings
    

• Guaranteed Approval*
  
• No Interest Charges or Overdraft Fees
  
• Budget Better - Avoid Debt
  
• Use it at Millions of Locations & Thousands of ATMs Worldwide

• Guaranteed Approval
  
  
  
  • No credit check, bank account or security deposit required
    
  • No interest charges or late fees.
    
  • No Check Cashing Fees
    
  
  
• Prepaid, with easy loading options
  
  
  
  • Free Direct Deposit
    
  • Add cash instantly at thousands of retail locations
    
  
  
• Purchasing power at more than 32 million merchants worldwide.
  
  
  
  • Cash Access at more than 900,000 ATMs
    
  • Protected by MasterCard’s Zero Liability Policy
    
  
  
• Send Cash
  
  
  
  • Electronic BillPay
    
  • Transfer money instantly to other Vaya Card holders
    
  
  

• No More Check Cashing Locations


• Stop losing your Income ($$)


• Toll-Free Phone Suppor


• Online and Offline Access


• Take your card from Job-to-Job


• Direct Deposit from your Employer


• Low cost fees


• Store your Money Safely


• Easy to Purchase (POS)


• No Credit Check or Bank Account Required


• No Security Deposits


• No Employment Verification


• Keep your Money safe - No more need for Money Orders or walking around with cash in your Pocket


• Pay your bills over the phone


• Set up Automatic Bill Payments


• Eliminate check-writing hassles


• Avoid late-payment fees


• Save postage costs and time


• The cardholder may only withdraw funds or make purchases up to the balance on the card. You cannot overdraft the account. There are no late fees or interest charges.


• 24 X 7 On-Line Account Access


• Multiple Options to place money onto your Prepaid MasterCard® Debit Card


• The Prepaid MasterCard® Debit Card does not extend you credit. Instead, accounts are prepaid for a specific amount and accounts are only good for the balance you have loaded/applied.

• No CREDIT CHECK


• Approved REGARDLESS OF CREDIT HISTORY


• Credit Limits UP TO $10,000*


• Reports to ALL 3 BUREAUS


• Get CASH AT OVER 740,000 ATMs


• Emergency CASH TRANSFERS


• Auto RENTAL INSURANCE


• $100,000 TRAVEL ACCIDENT INSURANCE


• Extended WARRANTY PROTECTION


• Special HIGH INTRODUCTORY SAVINGS RATE

• 9.50% APR
  
• Low Rate
  
• No Annual Fee
  
• 0% Balance Transfers
  

• 7.99% APR
  
• 0.0% Introductory APR on all balance transfers
  
• Fixed low rate.
  
• Best Credit Card Rate in the Country
  
• No Fee balance transfers

• Get cash at over 900,000 ATMs worldwide
  
• Pay your bills online or over the phone
  
• Eliminate payday hassles with free direct deposit
  
• Accepted at millions of MasterCard locations worldwide
  
• NO credit checks
  
• NO employment verification
  
• NO monthly or annual fees

• Regular Credit line
  increases¹!


• Reports to all 3 Credit
  Bureaus!


• All applications accepted¹


• Less than perfect
  credit OK!


• Unsecured credit card