Credit Card Info Guide

• Use it as a reloadable Starbucks Card AND a Visa credit card.
  
• Earn Starbucks "Duetto™ Dollars" with every Visa purchase.
  
• Get $10 Duetto™ Dollars in your Starbucks Card Account when you make your first Visa purchase.
  
• Qualify for additional Starbucks rewards and benefits when you use your Starbucks Card Account.
  
• $5 donation to The Starbucks Foundation with your first Visa purchase.
  
• Enjoy a 0% intro APR* for up to 6 billing cycles, no annual fee and a wide range of Visa benefits.

• 17,500 Bonus Miles after your first purchase¹
  
• Earn 1 mile for every $1 spent on purchases – up to an annual cap of 60,000 miles
  
• Free* Travel Certificates
  
  
  
  • Free One-way, 1,000 mile, One-class Upgrade Certificate
    
  • $25 United Discount Travel Certificate
  
  
• Signature Benefits
  
  
  
  • No Pre-Set Spending Limit²
    
  • Zero Liability on Unauthorized Purchases³
    
  • 24-hour Personal Concierge Service

• Double Rebates for two months
  
• 5% rebates on all participating BP location purchases
  
• 2% rebates on all eligible travel and dining purchases
  
• 1% rebates on all other eligible purchases
  
• No limit on rebates
  
• Redeem every $25 rebates for: BP Gift Card, cash, donation to the Conservation Fund

• 2 points for every dollar on VW purchases
  
• 1 point for every dollar spent on all other purchases
  
• Redeem points for VW cars, gear, service, and other rewards

• 3 points for every dollar spent at Borders®, Borders Express, Borders.com, Waldenbooks® and Waldenbooks.com
  
• 2 points for every dollar spent on eligible Gas, Dining and Grocery purchases.
  
• 1 point for every dollar spent anywhere else.
  
• No cap on points earned.
  
• Redeem points for Cash or Rewards.

The Sony Card combines a generous rewards program with all the features you deserve in a credit card, such as:

• Intro 0% Fixed APR for up to 12 months*


• No Annual Fee


• Full platinum Visa® benefits


• Get 1,500 bonus points after first use**


• Earn 1 Sony Reward Point per dollar spent


• Earn 3 Sony Reward Points per dollar spent on Sony products


• Earn 8 Sony Reward Points per dollar spent at MySony
  (register at sony.com/mysony today!)


• There are even more bonus point opportunities online

• 2 BA Miles for every dollar spent on British Airways purchases
  
• 1 BA Mile for every dollar spent on all other purchases
  
• $250 off Club World^SM advance purchase fares to London
  
• Complimentary Companion Ticket each full- fare FIRST, Club World^SM or World Traveller Plus ticket
  
• $20 off any British Airways ticket purchase made with card
  
• Redeem miles for flights

• 0% Intro APR for up to 12 months* on purchases and balance transfers
  
• The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history.
  
• No Annual Fee
  
• Flexible Rewards Program: Earn one point per dollar spent². Redeem for your choice of Cash Back, Merchandise, Travel or Gift Cards.
  
• FREE Online Account Access
  
• FREE travel services including Auto Rental Insurance and $500,000 Worldwide Travel Accident Insurance

Amazing Rewards¹ You Want

• Double points on select Universal Studios Theme Park purchases!
  
• 1 point for every dollar spent
  
• Receive opening Weekend Tickets to Universal Movies
  
• Discounts on Universal Studios Theme Park tickets and merchandise
  
• Rewards start at 900 points.

• Earn 1 point for every dollar in purchases - Choose from a variety of great brand name products.
  
• 1,000 Bonus Points with your first purchase
  
• Intro 0% Fixed APR for up to 12 months* on all purchases and balance transfers
  
• The time period for the introductory APR and the balance transfers to which it will apply will be based on our review of your application and credit history
  
• No Annual Fee
  
• Get your rewards with as few as 2,500 points
  
• Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned

STREAMLINE YOUR WALLET. Earn rewards at any gas station to maximize your rebates!
Choose the Chase PerfectCard™ MasterCard® and get:

• 6% rebates on ALL gas purchases at ANY gas station for the first 90 days¹
  
• 3% rebates on ALL gas purchases at ANY gas station after the first 90 days²
  
• 1% rebates on ALL other purchases made anywhere³
  
• 0% Intro APR*
  
• The time period for the introductory APR and the balance transfers to which it will apply will be based on our review of your application and credit history
  
• No annual fee

• 4% rebate on every purchase at any Toys "R" Us or Babies "R" Us® store
  
• 1% rebate on any purchase at www.toysrus.com or www.babiesrus.com
  
• 1% rebate on any purchase
  
• Every $10 dollars in rewards equals $10 Toys "R" Us gift card
  
• No cap on rewards
  

• Double points on select Universal Studios Theme Park purchases;
  
• Double points on select Universal Studios Theme Park purchases;
  
• Discounts on Universal Studios Theme Park tickets and merchandise;
  
• Rewards start at 900 points

• low 0% Introductory APR on purchases and balance transfers for up to 6 months*
  
• 3% Rewards on all purchases (up to $500/yr);
  
• Redeem for Subaru merchandise and services

• 0% INTRO APR for up to 12 months*
  
• Zircon iLine Laser Level
  Yours FREE after your first purchase, a $39.95 value!¹
  
• Earn up to 3 points on purchases²
  Put your home improvement purchases to work for you by earning 3 points for each eligible $1 spent on home improvement. That's a full 3% Cash Back! Plus, 1 point on all other purchases and interest.²
  
• Redeem your points easily
  Redeem 2,500 points for either a $25 Gift Card or Gift Certificate, or a $25 check.
  
• Participate in sweepstakes
  Take advantage of sweepstakes opportunities that will get you closer to your dream home!³
  
• Exclusive tips from the experts
  Work like the pros with hints and tips in every statement, as well as an exclusive e-newsletter from the editors of The Family Handyman magazine.

• $25 Bonus Overstock.com Reward certificate after your first purchase!³


• More great savings. Earn 3 Rewards Points on purchases made at Overstock.com with your Overstock.com Rewards Visa card.


• Savings everywhere you shop. Earn 1 Rewards Point¹ on all other purchases. That means you earn 1 point for every $1 spent at places such as grocery stores, gas stations, restaurants and more.


• $25 Overstock.com Reward Certificate. For every 2,500 Rewards Points, you'll automatically receive a $25 Overstock.com Reward Certificate.

• 3% Cash Back** for purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement stores


• 1% Cash Back on all other purchases


• 0% APR for up to 12 Months* on purchases and balance transfers


• No Annual Fee


• FREE additional cards for your employees, FREE quarterly reports, and other online account management tools to help you keep track of your business expenses

• 15,000 Bonus OnePass® miles after your first purchase
  
• DOUBLE OnePass miles at Continental Airlines and other popular merchants and OnePass mile for every $1 you spend everywhere else
  
• Earn double miles at over 10,000 restaurants across the U.S. and Canada when you pay for your purchase with your Chase card.
  
• No expiration of miles and no limit on how many miles you can earn

• Earn 1 point for every dollar spent¹
  Earn travel fast! All your purchases earn you points.
  
• Earn airline tickets, hotel stays, or car rentals
  
• 0% introductory APR* for up to 12 months on all purchases and balance transfers. Save even more with low rates.
  
• The time period for the introductory APR and the balance transfers to which it will apply will be based in our review of your application and credit history.
  
• No Annual Fee

• Save with 0% APR for up to 12 months on purchases and balance transfers*


• Free Online Reporting - Quarterly reports enable you to monitor your business spending.
  
• No Annual Fee


• Platinum Business Benefits - Valuable benefits such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and up to $1,000,000 Travel Accident Insurance.


• Visa Business Partner Advantage - Savings of up to 20% from leading retailers with special offers on computer equipment, office supplies and more.

• 17,500 Bonus Miles after your first purchase¹
  
• 2 miles for every $1 spent on United purchases - up to an annual cap of 150,000 miles²
  
• 1 mile for every $1 spent on all other purchases
  
• Free* Travel Certificates
  
  
  
  • Free One-way, 1,000 mile, One-class Upgrade Certificate
    
  • $25 United Discount Travel Certificate
  
  
• Visa® Platinum Business Card Benefits
  
  
  
  • Manage and track your business expenses online
    
  • 24-hour Travel and Emergency Assistance

• Earn 1 mile for every dollar in purchases¹
  
• Redeem your points for flights, hotel stays, car rentals, cruises and more!
  
• Choose from over 250 airlines without restrictions
  
• 0% Introductory APR* on purchases and balance transfers for up to 12 months**
  
• The time period for the introductory APR and the balances to which it will apply will be based on our review of your credit history**
  
• All this for a low yearly program fee of $29

• Get 3% Earnings¹ on fuel purchases at the pump, at restaurants, office supply stores and at authorized GM Dealers on GM parts and service.


• Get 1% Earnings¹ on ALL other credit card purchases.


• No Caps, No Limits
  - Unlike most other reward cards, there are NO caps placed on Earnings
  and Earnings are not limited to specific GM vehicles. Your Earnings are
  valid for 5 full years and can be redeemed toward the latest Chevrolet,
  GMC, Pontiac, Buick, Cadillac, Saturn or Hummer vehicles.


• Accelerate your Earnings with free cards for each of your employees.


• Get a $600 statement credit every time you purchase or lease an eligible new GM vehicle though the GM Business Choice program.¹


• New online tools
  deliver vital business management capabilities including the ability to
  manage financial data, set email alerts, conduct spending analysis,
  manage changes to your account and download reports.

You've built your business, you deserve to reap the rewards.

• Earn 1,500 Bonus Points² after your first purchase with your Amazon.com Visa<® Card


• Free rewards that come quickly, easily, and automatically¹
  
  
  
  • Earn 3 reward points for every dollar spent at Amazon.com
  
  
  • Earn 1 reward point for every dollar spent on purchases elsewhere
  
  
  • For every 2,500 reward points, you'll receive a $25 Amazon.com Reward Certificate
  
  
  
  


• 0% intro APR for 6 months on purchases and balance transfers, variable rate thereafter*


• Recognized everywhere Visa is accepted


• No Annual Fee


• Zero Liability on Unauthorized Purchases^π

• Earn 1,500 Bonus Points² after your first purchase with your Amazon.com Visa® Card


• Free rewards that come quickly, easily, and automatically¹




• Earn 3 reward points for every dollar spent at Amazon.com


• Earn 1 reward point for every dollar spent on purchases elsewhere


• For every 2,500 reward points, you'll receive a $25 Amazon.com Reward Certificate




• Online quarterly management reports help you track spending


• 0% intro APR for 6 months on purchases and balance transfers, variable rate thereafter*


• All authorized card users under your account earn points for you


• No Annual Fee


• Zero Liability on Unauthorized Purchases^π

• Earn up to 10% in rebates


• Earn up to 5% in rebates


• Rebates and Redemption



• There's no limit to the amount of rebates you can earn!


• Every time you accumulate at least $25 in rebates, you decide how and when to redeem your reward. Redeem for your choice of:
  



• A BP Gift Card
  


• A check made payable to you


• A donation to The Conservation Fund

• 0% Introductory APR on all purchases and balance transfers for up to 6 months*
  


• 1 point per eligible dollar spent in net purchases¹


• 
  No Annual Fee
  

Earn More OnePass Miles:

• 15,000 bonus miles after your first purchase¹


• DOUBLE miles on Continental tickets purchased directly from Continental²


• Earn double miles at over 10,000 restaurants
  across the U.S. and Canada when you pay for your purchase with your
  Chase card. Want even more miles? Register online at
  onepass.rewardsnetwork.com to earn triple miles or more.³


• Earn one mile for every dollar you and your employees spend


• Your miles don't expire, and there is no limit to the amount of miles you can earn.