Credit Card Info Guide

   
   
   
   

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Discover® Gas Card
 
- 0% Intro APR* for Purchases and Balance Transfers for 12 months
- Full 5% Cashback Bonus on gas and auto maintenance purchases*
- Up to 1% Cashback Bonus on all other purchases*
- $0 Fraud Liability
- No Annual Fee
- DOUBLE your Cashback Bonus® (turn $20 into $40) when you redeem for gift cards or certificates from many of our 40 brand name partners.

Intro APR Intro Period Annual Fee
0% 12 Months None
 
Bank of America Cash Rewards Credit Card
 
*Earn 1% cash back on all purchases with no limit to how much you can earn and no fees to redeem your cash back credit.
*No Annual Fee.
*100% Fraud Protection.
*Free online account management.
*0% Introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.

Intro APR Intro Period Annual Fee
0% Your First 12 Billing Cycles None
 
Discover® Platinum Clear Card
 
• 0% Intro APR* for Purchases and Balance Transfers for 12 months
• Full 5% Cashback Bonus® on Get More Program purchases throughout the year when you shop at places like bookstores, home improvement stores, gasoline stations, restaurants and more*
• Up to 1% Cashback Bonus on all other purchases*
• $0 Fraud Liability
• No Annual Fee
• DOUBLE your Cashback Bonus® (turn $20 into $40) when you redeem for gift cards or certificates from many of our 60 brand name partners.

Intro APR Intro Period Annual Fee
0% 12 Months None
 
Chase Platinum Visa® Card
 

  • 0% Intro APR for up to 12 months* on purchases and balance transfers
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history.
  • No Annual Fee
  • Flexible Rewards Program: Earn one point per dollar spent2. Redeem for your choice of Cash Back, Merchandise, Travel or Gift Cards.
  • FREE Online Account Access
  • FREE travel services including Auto Rental Insurance and $500,000 Worldwide Travel Accident Insurance

Intro APR Intro Period Annual Fee
0% 12 Months None
 
Visa® Platinum
 

  • APR (Purchases): Intro Rate - 0% for first six billing cycles. Goto rate is a variable risk based rate between Prime + 3.99% and P + 12.99%

  • APR (Balance Transfers): Intro Rate - 0% for first six billing
    cycles. Goto rate is a variable risk based rate between Prime + 3.99%
    and P + 12.99%

  • Balance Transfer Fee: None when Balance Transfer is requested at time of application; thereafter, 3% of each advance (min. $10)

  • Annual Fee: None

  • Additional Cardholders: No Fee

  • Grace Period: 20 Days (Min.)

  • Late Payment Fee: Based on Account balance on the fee assessment date - $15 for balances less than or equal to $100, $29 for balances $100.01 to $250, $39 for balances greater than $250.

  • Over Credit Limit Fee: Based on the highest Account balance during the Billing Cycle - $15 for balances less than or equal to $500, $29 for balances $500.01 to $1000, $39 for balances greater than $1000.

  • APR for Cash Advances: P + 15.99% Variable

  • Cash Advance Fee: 3%, $10 minimum

Intro APR Intro Period Annual Fee
0% Up to 6 months None
 
Total Rewards® Credit Card
 
*Earn 1 Reward Credit for every $1 you charge in net retail purchases anywhere-at the grocery store, mall gas station, online, even when you pay recurring monthly bills.
*These Reward Credits will be added to your Total Rewards account balance, which can also earned by your gaming play at any Harrah’s Operating Company casino.
*0% Introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first twelve billing cycles.

Intro APR Intro Period Annual Fee
0% Your First 12 Billing Cycles None
 
Platinum Business Credit Card from OPEN SM The Small Business Team
 

  • Pay Over Time or In Full

  • No annual fee

  • 0% Intro APR for Purchases

  • Option to Enroll in Fee-Free Rewards Program


Intro APR Intro Period Annual Fee
0% 12 months None
 
Blue from American Express®
 

  • Fee-Free Rewards Program
  • 0% APR for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
  • Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.

Intro APR Intro Period Annual Fee
0% Up to 15 Months None
 
Elite Rewards® World MasterCard® Credit Card
 
- Earn Double Points for purchases at participating merchants.§§§§
- 0% Introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles
- Earn 1 point for $1 in net retail purchase(s).§
- Get 500 Bonus Points after your first qualifying retail purchase(s). §§
- No Annual Fee.
- Fly on major U.S. airlines with no blackout dates.
- Avis® car rental discounts and special offers.
- Gift cards from top retailers and restaurants.

Intro APR Intro Period Annual Fee
0% Your First 12 Billing Cycles None
 
NASCAR RacePointsSM Visa® Credit Card
 
*Earn RacePointsSM every time you make a purchase.§
*Redeem points for exclusive NASCAR® experiences and collectibles.
*No Annual Fee.
*Free online account access.
*0% Introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.

Intro APR Intro Period Annual Fee
0% Your First 12 Billing Cycles None
 
NFL Extra Points™ Visa® Credit Card
 
*Reward yourself with a $50 NFLshop.com gift card after your first qualifying transaction(s) using your NFL Extra Points™ Visa® Credit Card. §
*No annual fee.
*Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for NFL merchandise, tickets, and VIP passes to NFL experiences.
*0% Introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
*100% fraud protection
*Online account access and Points management.

Intro APR Intro Period Annual Fee
0% Your First 12 Billing Cycles None
 
Major League Baseball™ Extra Bases™ Credit Card
 
*Get the card that’s a hit with baseball fans!
*Get an official MLB™ licensed jersey after your first qualifying transaction(s) using your MLB™ Extra Bases™ credit card.§
*Earn 1 point for every net retail dollar spent redeemable for
MLB™ autographed memorabilia, once-in-a-lifetime MLB™ experiences, cash rewards and travel with no blackout dates.§§
*0% introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
*No annual fee.

Intro APR Intro Period Annual Fee
0% Your First 12 Billing Cycles None
 
Ducks Unlimited WorldPoints™ Platinum Plus® MasterCard® Credit Card
 
*The credit card that provides support for Ducks Unlimited’s North American conservation efforts each time you use the card to make a purchase – at no additional cost to you.
*Earn 1 Point for every net retail purchase dollar spent; redeemable for air travel with no blackout dates, brand name merchandise, restaurant gift cards, and cash back.
*No Annual Fee.
*0% Introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.

Intro APR Intro Period Annual Fee
0% Your First 12 Billing Cycles None
 
TripRewards® MasterCard® Credit Card
 

  • 0% introductory APR on balance transfers and cash advance checks for your first 12 billing cycles

  • Earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying TripRewards hotel stays

  • No Annual Fee

  • 24-hour Online Access

  • Absolute Fraud Protection

  • Card issued by FIA Card Services, N.A.


Intro APR Intro Period Annual Fee
0% Up to 12 months None
 
Blue Cash® from American Express
 

  • Up to 5% Cash Back with Unlimited Cash Rewards
  • Earn unlimited cash back
  • 0% Intro APR for 6 months
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  • No Annual Fee

Intro APR Intro Period Annual Fee
0% 6 Months None
 
Blue Sky® from American Express
 

  • Save on any airline, hotel, or rental car

  • No blackout dates, no travel restrictions

  • No annual fee and a 0.00% intro APR

  • World class American Express® benefits

Intro APR Intro Period Annual Fee
0% First 6 Months None
 
SkyPoints™ Credit Card from Delta and American Express
 

  • Discounts on Delta and Song ® flights for as few as 3,000 SkyPoints1
  • Get up to 2,500 SkyPoints with your first purchase2
  • Always Double SkyPoints TM on everyday purchases3
  • One SkyPoint for every other eligible dollar spent
  • No Annual Fee for the first year — a $49 savings


Intro APR Intro Period Annual Fee
17.99% n/a See Website
 
Jet Blue Card from American Express
 
  • Get ready for takeoff. 5,000 Award Dollars, that's 25 TrueBlue® points, with the first purchase on your Card1

  • Earn Award Dollars out of the blue. One Award Dollar for virtually every dollar spent2

  • Finally, an exchange rate that works in your favor. 200 Award Dollars = 1 TrueBlue Point and 100 TrueBlue points = one round trip flight

  • Just relax and earn rewards faster. Double Award Dollars on entertainment, leisure, travel, and dining

  • The annual fee is only $40.

  • Intro APR Intro Period Annual Fee
    17.99% n/a 40
     
    Chase Platinum Visa® Business Card
     

    • Save with 0% APR for up to 12 months on purchases and balance transfers*

    • Free Online Reporting - Quarterly reports enable you to monitor your business spending.
    • No Annual Fee

    • Platinum Business Benefits - Valuable benefits such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and up to $1,000,000 Travel Accident Insurance.

    • Visa Business Partner Advantage - Savings of up to 20% from leading retailers with special offers on computer equipment, office supplies and more.

    Intro APR Intro Period Annual Fee
    0% 12 Months None
     
    New Millennium Bank Platinum Visa® or MasterCard®
     

    • No CREDIT CHECK

    • Approved REGARDLESS OF CREDIT HISTORY

    • Credit Limits UP TO $10,000*

    • Reports to ALL 3 BUREAUS

    • Get CASH AT OVER 740,000 ATMs

    • Emergency CASH TRANSFERS

    • Auto RENTAL INSURANCE

    • $100,000 TRAVEL ACCIDENT INSURANCE

    • Extended WARRANTY PROTECTION

    • Special HIGH INTRODUCTORY SAVINGS RATE


    Intro APR Intro Period Annual Fee
    19.5% n/a $59
     
    Pulaski Bank Visa Gold
     

    • 9.50% APR
    • Low Rate
    • No Annual Fee
    • 0% Balance Transfers

    Intro APR Intro Period Annual Fee
    9.5% 6 Billing Periods None
     
    Pulaski Bank MasterCard® or VISA®
     

    • 7.99% APR
    • 0.0% Introductory APR on all balance transfers
    • Fixed low rate.
    • Best Credit Card Rate in the Country
    • No Fee balance transfers

    Intro APR Intro Period Annual Fee
    7.99% 6 Billing Periods None
     
    Bank of America Visa Signature® with WorldPoints™
     
    # 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
    # Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
    # No Annual Fee
    # Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.

    Intro APR Intro Period Annual Fee
    0% 12 Billing Cycles None
     
    Bank of America World MasterCard® with WorldPoints™
     
    * 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
    * Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
    * No Annual Fee
    * Online account access and Points management
    * Access to the MyConciergeSM service, a unique personal assistance service
    * Absolute Fraud Protection

    Intro APR Intro Period Annual Fee
    0% 12 Billing Cycles None
     

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